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DEBENTURES

DEBENTURES

Share capital is the main source of finance of a joint stock company. Such capital is raised by issuing shares. Those who hold the shares of the company are called the shareholders and are owners of the company. Company may need additional amount of money for a long period. It cannot issue shares every time. It can raise loan from the public. The amount of loan can be divided into units of small denominations and the company can sell them to the public. Each unit is called a ‘debenture’ and holder of such units is called Debenture holder. The amount so raised

is loan for the company. In this lesson we shall learn about issue of debentures and its accounting treatment. A Debenture is a unit of loan amount. When a company intends to raise the loan amount from the public it issues debentures. A person holding debenture or debentures is called a debenture holder. A debenture is a document issued under the seal of the company. It is an acknowledgment of the loan received by the company equal to the nominal value of the debenture. It bears the date of redemption and rate and mode of payment of interest. A debenture holder is the creditor of the company.

Types of debentures

Debenture can be classified as under :

1.      From security point of view

(i)     Secured or Mortgage debentures: These are the debentures that are secured by a charge on the assets of the company. These are also called mortgage debentures. The holders of secured debentures have the right to recover their principal amount with the unpaid amount of interest on such debentures out of the assets mortgaged by the company. In India, debentures must be secured. Secured debentures can be of two types:

(a) First mortgage debentures: The holders of such debentures have a first claim on the assets charged.

(b) Second mortgage debentures: The holders of such debentures have a second claim on the assets charged.

(ii)   Unsecured debentures: Debentures which do not carry any security with regard to the principal amount or unpaid interest are called unsecured debentures. These are called simple debentures.

2.      On the basis of redemption

(i)     Redeemable debentures: These are the debentures which are issued for a fixed period. The principal amount of such debentures is paid off to the debenture holders on the expiry of such period. These can be redeemed by annual drawings or by purchasing from the open market.

(ii)        Non-redeemable debentures: These are the debentures which are not redeemed in the life time of the company. Such debentures are paid back only when the company goes into liquidation.

3.     On the basis of Records

(i) Registered debentures: These are the debentures that are registered with the company. The amount of such debentures is payable only to those debenture holders whose name appears in the register of the company.

(ii) Bearer debentures: These are the debentures which are not recorded in a register of the company. Such debentures are transferrable merely by delivery. Holder of these debentures is entitled to get the interest.

4.    On the basis of convertibility

(i) Convertible debentures: These are the debentures that can be converted into shares of the company on the expiry of predecided period. The term and conditions of conversion are generally announced at the time of issue of debentures.

(ii) Non-convertible debentures: The debenture holders of such debentures cannot convert their debentures into shares of the company.

5.  On the basis of priority

(i) First debentures: These debentures are redeemed before other debentures.

(ii) Second debentures: These debentures are redeemed after the redemption of first debentures.

Comments
 Shilpa Uppal October 22, 2010
The article is not serving the practical understanding of issuing debentures with no emphasis on different treatment in case of public and private company. Its is more of XI standard understanding based. Types can be understood merely by its name.
 TAPASH HAKRABORTY November 20, 2010
I am debenture holder of Ramel Industries Ltd. 1)What is the Gurantee to back my money with interest. 2) it is chance to close the company, if how i will get the money back.
 anuj kumar trivedi June 20, 2011
I am debenture holder of Ramel Industries Ltd. 1)What is the Gurantee to back my money with interest. 2) it is chance to close the company, if how i will get the money back
 arun Singh June 24, 2011
I am debenture holder of Ramel Industries Ltd. 1)What is the Gurantee to back my money with interest. 2) it is chance to close the company, if how i will get the money back
 Dibakar Nath July 1, 2011
I am debenture holder of Ramel industries Ltd.1)what is the gurantee to back my money with interst??
 ANIL DAS July 1, 2011
I am debenture holder of Ramel industries Ltd.1)what is the gurantee to back my money with interst??
NIRAJ SHARMA July 1, 2011
" i am debenture holder of Ramel industries Ltd.
1)What is the gurantee to back my money with intrest??
subir nath July 5, 2011
i am debenture holder of ramel industries ltd. 1) gurantee to back my money with interest?
 ARIJIT PAUL July 16, 2011
Debenture is a subject which is always secured by govt. of india.
if u have a querry pls. call 9007108971
 TAPAS MONDAL August 7, 2011
i am debenture holder of ramel industries ltd.i am deposited money for 14yrs how i know the company give money after 14 yrs
 jayanta das August 16, 2011
what is the gurantee to back my money with interst?
 anjani kumar singh September 6, 2011
what is the guranteed to back my money.plz forward my answer.
 anjani kumar singh September 6, 2011
what is the guranteed to back my money.plz forward my answer.
 SANKAR SINGHA September 23, 2011
I am debenture holder of Ramel Industries Ltd. 1)What is the Gurantee to back my money with interest. 2) it is chance to close the company, if how i will get the money back
 soumendra nath majee November 22, 2011
sir iam soumendra i am invester and market member of your co. my question is what is the gurntee to back my money with interest? thank you
 noni gopal dey November 28, 2011
I am a secure debenture holder of Ramel industries Ltd.Kindly intimare if the industriy have an authentic authority to issuing debenture to their customer.
 Dibakar Chanda December 2, 2011
I am the secure debenture holder of Ramel Industries Ltd.;what is the guarantee to return my principal with interest; "Thank You"
 Indranil Chanda December 2, 2011
I am a secure debenture holder of RAMEL INDUSTRIES LTD.;what is the guarantee to return my money with company's declare interest; "Thank You"
yeturi ravikumar December 2, 2011
nice
 Ranjan Gupta December 7, 2011
i am an Agent as well as Debenture holder of RAMEL INDUSTRIES LTD.;what is the guarantee that my customer's; along with me will get the principal with declared intrest;"Thank You"
 PRAMOD KUMAR GUPTA December 18, 2011
I AM AN ASSOCIATE AND DEBENTURE HOLDER OF RAMEL INDUSTRIES LTD,WHAT IS THA GUARANTEE THAT MY CUSTOMER,S AND MY MONEY ALONG WITH MEWILL GET THA PRIINCIPAL WITH DECLARED INTREST,"THANK YOU"
 MIHIR SARDAR December 19, 2011
I AM AN BUSINESS ASSOCIATE MPS AND DEBENTURE HOLDER OF RAMEL INDUSTRIES LTD,WHAT IS THA GUARANTEE THAT MY CUSTOMER,S AND MY MONEY ALONG WITH MEWILL GET THA PRIINCIPAL WITH DECLARED INTREST,"THANK YOU"
RAJU DEY January 1, 2012
"I am a debenture holder of ramel industries ltd.What is the gaurantee to get back my money with interest?thank u.
 Kunal Singh January 4, 2012
I'm invested montly premium and get assured money at the time of maturity. Very nice
 pali basak January 15, 2012
ramel was luqud from maracket!there is not asecure debuntere
 MD. AZIZUL SK January 27, 2012
I am a DEBENTURE HOLDER RAMEL INDUSTRIES LTD..What is gaurantee to get back my invesment with interest?
dev  January 28, 2012
sir,madam, i m dev ,i m very confident on Ramel industries ltd. thus i cant clarify on this page as the queries are diferent with diferent perspectives.plz leave a mail by ur query. i hope i can answer for ur satishfaction.pandadev57@yahoo.com or call 09178803231
Rajib sarkar February 21, 2012
sejwjesj
md kamrul Ansari March 1, 2012
I love Ramel group
jmt42820 G R D
tapas samanta  March 22, 2012
I,am the secured debenture holder.REAL ESTATE AND LANDBANK INDIA LTD.PLEASE ENQUARY THIS COMPANY AND SATISFACTION ME.
Salim middya April 6, 2012
sir,madam, i'm salim,i m very confident on Ramel industries ltd. thus i cant clarify on this page as the queries are diferent with diferent perspectives.plz leave a mail by ur query. i hope i can answer for ur satishfaction.salimmiddya@yahoo.in or call +919051871774 & +918420795168
Mannan ali April 6, 2012
Amar nam mannan ali,ami akhon RAMEL INDUSTRIES LTD.er agent. apnara jodi kono RD,FD,MIS POLICY korte chan tahole, amader Ramel Poribarer Apnar nikotobarti agenter songe jogajog korun. And jkono ovijog thakle kono agenter opor, tahole sothik tottho poroman and agenter nam code number(money recipt) niye joga jog koron nikotobarti Ramel Branche . 918420795168
 susanta jena April 8, 2012
Respected sir, I am interested to work with ramel industry . so pls send me your diventure certificate for show to others about helf my business .Regrds ,SUSANTA JENA.
 Parikshit giri April 11, 2012
"Respect sir,I interested to work with ramel industry.so pls send me your diventure certificate for show to other about helf my business.Regrds,PARIKSHIT GIRI.
 suvangkar bhadury April 19, 2012
satti kee ramele rakhle taka bhabissat hoi paka
 mrigendra April 24, 2012
Jara debenture sammondhe kichu jane na tara.ei dharaner katha bole.apnara janen ekmatro ramel e rbi nbfc registered company.taka paboto,debeto, ei TO sabdo ta ramel er kache nei.ar apnader jodi khub gurranty darkar pare tahole asun amar bari ta apnar kache mortgage rekhe debo ebar apni nischinte invest korben.ar parle ekbar barasat giye company ta dekhe asun.project gulo dekhe asun. Ekbar medikel ba nrs sskm cmri esi hospitaler doctor ke rameler medicine gulor katha jiggasa korun.ar besi noi matro 5000 takar debenture kenar age je kono advoket ke diye jachai kore nin tarpar rakhun.
 mrigendra April 24, 2012
Jara debenture sammondhe kichu jane na tara.ei dharaner katha bole.apnara janen ekmatro ramel e rbi nbfc registered company.taka paboto,debeto, ei TO sabdo ta ramel er kache nei.ar apnader jodi khub gurranty darkar pare tahole asun amar bari ta apnar kache mortgage rekhe debo ebar apni nischinte invest korben.ar parle ekbar barasat giye company ta dekhe asun.project gulo dekhe asun. Ekbar medikel ba nrs sskm cmri esi hospitaler doctor ke rameler medicine gulor katha jiggasa korun.ar besi noi matro 5000 takar debenture kenar age je kono advoket ke diye jachai kore nin tarpar rakhun.
 mrigendra April 24, 2012
Jara debenture sammondhe kichu jane na tara.ei dharaner katha bole.apnara janen ekmatro ramel e rbi nbfc registered company.taka paboto,debeto, ei TO sabdo ta ramel er kache nei.ar apnader jodi khub gurranty darkar pare tahole asun amar bari ta apnar kache mortgage rekhe debo ebar apni nischinte invest korben.ar parle ekbar barasat giye company ta dekhe asun.project gulo dekhe asun. Ekbar medikel ba nrs sskm cmri esi hospitaler doctor ke rameler medicine gulor katha jiggasa korun.ar besi noi matro 5000 takar debenture kenar age je kono advoket ke diye jachai kore nin tarpar rakhun.
 mrigendra April 24, 2012
Jara debenture sammondhe kichu jane na tara.ei dharaner katha bole.apnara janen ekmatro ramel e rbi nbfc registered company.taka paboto,debeto, ei TO sabdo ta ramel er kache nei.ar apnader jodi khub gurranty darkar pare tahole asun amar bari ta apnar kache mortgage rekhe debo ebar apni nischinte invest korben.ar parle ekbar barasat giye company ta dekhe asun.project gulo dekhe asun. Ekbar medikel ba nrs sskm cmri esi hospitaler doctor ke rameler medicine gulor katha jiggasa korun.ar besi noi matro 5000 takar debenture kenar age je kono advoket ke diye jachai kore nin tarpar rakhun.
 mrigendra April 24, 2012
Jara debenture sammondhe kichu jane na tara.ei dharaner katha bole.apnara janen ekmatro ramel e rbi nbfc registered company.taka paboto,debeto, ei TO sabdo ta ramel er kache nei.ar apnader jodi khub gurranty darkar pare tahole asun amar bari ta apnar kache mortgage rekhe debo ebar apni nischinte invest korben.ar parle ekbar barasat giye company ta dekhe asun.project gulo dekhe asun. Ekbar medikel ba nrs sskm cmri esi hospitaler doctor ke rameler medicine gulor katha jiggasa korun.ar besi noi matro 5000 takar debenture kenar age je kono advoket ke diye jachai kore nin tarpar rakhun.
 mrigendra April 24, 2012
Jara debenture sammondhe kichu jane na tara.ei dharaner katha bole.apnara janen ekmatro ramel e rbi nbfc registered company.taka paboto,debeto, ei TO sabdo ta ramel er kache nei.ar apnader jodi khub gurranty darkar pare tahole asun amar bari ta apnar kache mortgage rekhe debo ebar apni nischinte invest korben.ar parle ekbar barasat giye company ta dekhe asun.project gulo dekhe asun. Ekbar medikel ba nrs sskm cmri esi hospitaler doctor ke rameler medicine gulor katha jiggasa korun.ar besi noi matro 5000 takar debenture kenar age je kono advoket ke diye jachai kore nin tarpar rakhun.
 mrigendra April 24, 2012
Jara debenture sammondhe kichu jane na tara.ei dharaner katha bole.apnara janen ekmatro ramel e rbi nbfc registered company.taka paboto,debeto, ei TO sabdo ta ramel er kache nei.ar apnader jodi khub gurranty darkar pare tahole asun amar bari ta apnar kache mortgage rekhe debo ebar apni nischinte invest korben.ar parle ekbar barasat giye company ta dekhe asun.project gulo dekhe asun. Ekbar medikel ba nrs sskm cmri esi hospitaler doctor ke rameler medicine gulor katha jiggasa korun.ar besi noi matro 5000 takar debenture kenar age je kono advoket ke diye jachai kore nin tarpar rakhun.
 mrigendra April 24, 2012
Jara debenture sammondhe kichu jane na tara.ei dharaner katha bole.apnara janen ekmatro ramel e rbi nbfc registered company.taka paboto,debeto, ei TO sabdo ta ramel er kache nei.ar apnader jodi khub gurranty darkar pare tahole asun amar bari ta apnar kache mortgage rekhe debo ebar apni nischinte invest korben.ar parle ekbar barasat giye company ta dekhe asun.project gulo dekhe asun. Ekbar medikel ba nrs sskm cmri esi hospitaler doctor ke rameler medicine gulor katha jiggasa korun.ar besi noi matro 5000 takar debenture kenar age je kono advoket ke diye jachai kore nin tarpar rakhun.
 mrigendra April 24, 2012
Jara debenture sammondhe kichu jane na tara.ei dharaner katha bole.apnara janen ekmatro ramel e rbi nbfc registered company.taka paboto,debeto, ei TO sabdo ta ramel er kache nei.ar apnader jodi khub gurranty darkar pare tahole asun amar bari ta apnar kache mortgage rekhe debo ebar apni nischinte invest korben.ar parle ekbar barasat giye company ta dekhe asun.project gulo dekhe asun. Ekbar medikel ba nrs sskm cmri esi hospitaler doctor ke rameler medicine gulor katha jiggasa korun.ar besi noi matro 5000 takar debenture kenar age je kono advoket ke diye jachai kore nin tarpar rakhun.
 mrigendra April 24, 2012
Jara debenture sammondhe kichu jane na tara.ei dharaner katha bole.apnara janen ekmatro ramel e rbi nbfc registered company.taka paboto,debeto, ei TO sabdo ta ramel er kache nei.ar apnader jodi khub gurranty darkar pare tahole asun amar bari ta apnar kache mortgage rekhe debo ebar apni nischinte invest korben.ar parle ekbar barasat giye company ta dekhe asun.project gulo dekhe asun. Ekbar medikel ba nrs sskm cmri esi hospitaler doctor ke rameler medicine gulor katha jiggasa korun.ar besi noi matro 5000 takar debenture kenar age je kono advoket ke diye jachai kore nin tarpar rakhun.
 mrigendra April 24, 2012
Jara debenture sammondhe kichu jane na tara.ei dharaner katha bole.apnara janen ekmatro ramel e rbi nbfc registered company.taka paboto,debeto, ei TO sabdo ta ramel er kache nei.ar apnader jodi khub gurranty darkar pare tahole asun amar bari ta apnar kache mortgage rekhe debo ebar apni nischinte invest korben.ar parle ekbar barasat giye company ta dekhe asun.project gulo dekhe asun. Ekbar medikel ba nrs sskm cmri esi hospitaler doctor ke rameler medicine gulor katha jiggasa korun.ar besi noi matro 5000 takar debenture kenar age je kono advoket ke diye jachai kore nin tarpar rakhun.
 mrigendra April 24, 2012
Jara debenture sammondhe kichu jane na tara.ei dharaner katha bole.apnara janen ekmatro ramel e rbi nbfc registered company.taka paboto,debeto, ei TO sabdo ta ramel er kache nei.ar apnader jodi khub gurranty darkar pare tahole asun amar bari ta apnar kache mortgage rekhe debo ebar apni nischinte invest korben.ar parle ekbar barasat giye company ta dekhe asun.project gulo dekhe asun. Ekbar medikel ba nrs sskm cmri esi hospitaler doctor ke rameler medicine gulor katha jiggasa korun.ar besi noi matro 5000 takar debenture kenar age je kono advoket ke diye jachai kore nin tarpar rakhun.
 mrigendra April 24, 2012
Jara debenture sammondhe kichu jane na tara.ei dharaner katha bole.apnara janen ekmatro ramel e rbi nbfc registered company.taka paboto,debeto, ei TO sabdo ta ramel er kache nei.ar apnader jodi khub gurranty darkar pare tahole asun amar bari ta apnar kache mortgage rekhe debo ebar apni nischinte invest korben.ar parle ekbar barasat giye company ta dekhe asun.project gulo dekhe asun. Ekbar medikel ba nrs sskm cmri esi hospitaler doctor ke rameler medicine gulor katha jiggasa korun.ar besi noi matro 5000 takar debenture kenar age je kono advoket ke diye jachai kore nin tarpar rakhun.
 mrigendra April 24, 2012
Jara debenture sammondhe kichu jane na tara.ei dharaner katha bole.apnara janen ekmatro ramel e rbi nbfc registered company.taka paboto,debeto, ei TO sabdo ta ramel er kache nei.ar apnader jodi khub gurranty darkar pare tahole asun amar bari ta apnar kache mortgage rekhe debo ebar apni nischinte invest korben.ar parle ekbar barasat giye company ta dekhe asun.project gulo dekhe asun. Ekbar medikel ba nrs sskm cmri esi hospitaler doctor ke rameler medicine gulor katha jiggasa korun.ar besi noi matro 5000 takar debenture kenar age je kono advoket ke diye jachai kore nin tarpar rakhun.
 mrigendra April 24, 2012
Jara debenture sammondhe kichu jane na tara.ei dharaner katha bole.apnara janen ekmatro ramel e rbi nbfc registered company.taka paboto,debeto, ei TO sabdo ta ramel er kache nei.ar apnader jodi khub gurranty darkar pare tahole asun amar bari ta apnar kache mortgage rekhe debo ebar apni nischinte invest korben.ar parle ekbar barasat giye company ta dekhe asun.project gulo dekhe asun. Ekbar medikel ba nrs sskm cmri esi hospitaler doctor ke rameler medicine gulor katha jiggasa korun.ar besi noi matro 5000 takar debenture kenar age je kono advoket ke diye jachai kore nin tarpar rakhun.
 mrigendra April 24, 2012
Jara debenture sammondhe kichu jane na tara.ei dharaner katha bole.apnara janen ekmatro ramel e rbi nbfc registered company.taka paboto,debeto, ei TO sabdo ta ramel er kache nei.ar apnader jodi khub gurranty darkar pare tahole asun amar bari ta apnar kache mortgage rekhe debo ebar apni nischinte invest korben.ar parle ekbar barasat giye company ta dekhe asun.project gulo dekhe asun. Ekbar medikel ba nrs sskm cmri esi hospitaler doctor ke rameler medicine gulor katha jiggasa korun.ar besi noi matro 5000 takar debenture kenar age je kono advoket ke diye jachai kore nin tarpar rakhun.
 Bulu mahapatra May 11, 2012
Some customer want secure of company like as Bank. Is there any specific documents where the debenture holder get maturity benefit in due time
 pv narasimharao May 19, 2012
aim new agemt inramel
Maturity paid details asking
bijaysha25@.yahoo.com. June 2, 2012
ramelindustries notconfiden.plese si rclearly
bijaysha25@.yahoo.com. June 2, 2012
ramelindustries notconfiden.plese sir clearly
bijaysha25@.yahoo.com. June 2, 2012
plese sir ramel group ka adevertaisement JARURI HAI KYUKI BUSINESS KARNE MAI PROBELAM HOTA HAI
bijay June 26, 2012
sir,agent kay liya.co.ki taraf se ..facility.
santosh September 11, 2012
i am a agentin ramel group what is the guarantee of public money with interest.is it safe. if yes how please sir clear me.thank you
ANUP GHOSH July 23, 2012
details sequrity for any type of deposit in ramel, pls ask
K. SHANKAR August 7, 2012
I WANT TO WORK IN RAMEL GROUP WHAT IS THE GUARANTEE OF PUBLIC MONEY WITH INTEREST. IS IT SAFE OR NOT, IF YES HOW
ramesh chandra srivastava August 9, 2012
i am an agent in ramel what shuld be do guarenty our costmer while ramel is secured
amiya - 7278780718 August 16, 2012
Mrigendra - can u show me the document for that u r saying Ramel is a RBI Registered NBFC.
akramahmed September 5, 2012
I AM A AGENT, BUT COMMISSION SHOULD BE PAID EVERY MONTH AT LEAST 10TH TO FIFTIETH, THANKING YOU.
Ritika October 23, 2012
i want to know what exactly debenture is and who issues it and for what purpose and what are its benefits to the receiver?
Sambhunath Das October 28, 2012
I am a business associates of Ramel Industries Ltd.I wish my Vijaya greetings to all of our valued customers,patronizers and well wisher.
sekhar October 29, 2012
i am an Agent as well as Debenture holder of RAMEL INDUSTRIES LTD kolkata.;what is the guarantee that my customer's; along with me will get the principal with declared intrest;"Thank You
Apurba biswas October 31, 2012
i m the agent of ramel industries ltd.is ramel is secured in debenture.is there any problem.give answer bcoz agent have tyo collection of money by the poor peoples also.so please answer me sir i min 5th rank now.but i m developing and performing the best agent.thank you kindly give me the correct answer
Rohan Desoza November 6, 2012
Sobi bhujhlam , kintu dhoper business koto din cholbe, nijeder project kota ache?? sobi to bhara kora project. seta RBI aar SEBI sobai jane.
vijay kumar jaiswara November 9, 2012
am debenture holder of Ramel Industries Ltd. 1)What is the Gurantee to back my money with interest. 2) it is chance to close the company, if how i will get the money back
vijay jaiswara
vijay kumar jaiswara November 9, 2012
i am an Agent as well as Debenture holder of RAMEL INDUSTRIES LTD kolkata.;what is the guarantee that my customer's; along with me will get the principal with declared intrest;"Thank You vijay jaiswara
UJJWAL MONDAL November 20, 2012
RAMEL MANE ATMABISWAS
RAMEL MANE PRANER BANDHAN...........
UJJWAL MONDAL November 20, 2012
HARI BHARI HAI,DHARA HAMARI,DHARA HEE HAMAREE JAN!
"RAMEL" PAR JEENA MARNA,"RAMEL" HEE SHAN!!
g.yellarao November 26, 2012
The article is not serving the practical understanding of issuing debentures with no emphasis on different treatment in case of public and private company. Its is more of XI standard understanding based. Types can be understood merely by its name
G.Yellarao November 26, 2012
I am debenture holder of Ramel Industries Ltd. 1)What is the Gurantee to back my money with interest. 2) it is chance to close the company, if how i will get the money back.
G.Yellarao November 26, 2012
I am debenture holder of Ramel Industries Ltd. 1)What is the Gurantee to back my money with interest. 2) it is chance to close the company, if how i will get the money back.
nayeem December 4, 2012
dear ramel it could be posibble that you can scam the public money as it was happend before in past time.such as jvg,gng,etc.......these were the compony who collect such a big amount from public and they all closed.they scamed the whole money of the public.what is your comment about my comment?as you are giving high intrest rate to client as well as agent. though the big company of india as sahara india.....ar not giving such a high intrest rate,also you are collecting money from public as banking system is this the system of debenture?as i asked your agent the limit of your debenture which has been given by the RBI on the account of your mortgage they cant answer.what is this i m cunfussed?is this a next coming scam of india?
niall December 16, 2012
hi im niall from ireland. in 1999 i took out a 20 year term life insurance debenture policy. im insured for 40,000 euro. in the year 2019 if im still alive my policy is due to me with all profits. i know knowbody knows what ill be getting but in your opnion what do you think my policy will be worth. thank you.i wait for your reply, niall.
Gopal das December 20, 2012
i m the agent of ramel industries ltd.is ramel is secured in debenture.is there any problem.give answer bcoz agent have tyo collection of money by the poor peoples also.so please answer me sir i min 6 rank now.but i m developing and performing the best agent.thank you kindly give me the correct answer
Gopal das December 20, 2012
Share capital is the main source of finance of a joint stock company. Such capital is raised by issuing shares. Those who hold the shares of the company are called the shareholders and are owners of the company. Company may need additional amount of money for a long period. It cannot issue shares every time. It can raise loan from the public. The amount of loan can be divided into units of small denominations and the company can sell them to the public. Each unit is called a debenture and holder of such units is called Debenture holder. The amount so raised
is loan for the company. In this lesson we shall learn about issue of debentures and its accounting treatment. A Debenture is a unit of loan amount. When a company intends to raise the loan amount from the public it issues debentures. A person holding debenture or debentures is called a debenture holder. A debenture is a document issued under the seal of the company. It is an acknowledgment of the loan received by the company equal to the nominal value of the debenture. It bears the date of redemption and rate and mode of payment of interest. A debenture holder is the creditor of the company.post-Gopal das
EZABUL ALI December 21, 2012
I AM RAMEL INDUSTRIES LIMITED COMPANEIS AGENT. RAMEL GROUP COMPANEI IS VERY GOOD AND A STRONG COMPANEI.
MASIR UDDIN December 23, 2012
I AM RAMEL AGENT NAME MASIR UDDIN RAMEL COMPANIE IS VERY STRONG AND VERY GOOD COMPANIE.8961410649
TANMOY PRODHAN December 29, 2012
i m the agent of ramel industries ltd.is ramel is secured in debenture.is there any problem.give answer because agent have to collection of money by the poor peoples also.so please answer me sir i min 6 rank now.but i m developing and performing the best agent.thank you kindly give me the correct answer
sumant January 30, 2013
I am agent in ramel.
January 30, 2013
Mujhe ramel me wark karte huye 5 year ho gaye. Mujhe pora bharosa hai.
sumanprasad23@gmail.com January 30, 2013
I love ramel.
gautam biswas February 5, 2013
ramel very strong company in indid
ANIRBAN ROY February 24, 2013
ENJOY 2 INVEST RAMEL 9038633174
jitendra verma March 2, 2013
Mujhe RAMEL par pura bharosha hai ki LIC par log jis tarah bharosha karta hai thik usi tarah RAMEL ताpar bhi bharosha karega
9608963148
bijaysah March 4, 2013
sir ,my name is bijaysah mo.9800412508 .cbw.136737
binay burnwal April 13, 2013
sab ke sab jante per fir v pet ke liye hi karte hai taki unki jindagi aram se gujar sake





Sourav May 13, 2013
Amie ramel a 2007 taka kaj kori, amie ramel k nijar poribar are mato valobasi.
dhoka May 24, 2013
Ramel er sab dhop.taka rakhle amader moto pao jabe na
dhoka May 24, 2013
Ramel er sab dhop.taka rakhle amader moto pao jabe na
dhoka May 24, 2013
Ramel er sab dhop.taka rakhle amader moto pao jabe na
dhoka May 24, 2013
Ramel er sab dhop.taka rakhle amader moto pao jabe na
dhoka May 24, 2013
Ramel er sab dhop.taka rakhle amader moto pao jabe na
VIJAY KANT December 3, 2013
kya hua sir Ramel paisa retun karegi ya nahi, to legal action lena parega. I think ramel me jitne bhi sr. hai sab non-qualified hai.
akbar ali January 25, 2014
ramel industries me fd ka paisa surachit he ya nahi pz bhate
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