Find A Law Firm

DEBENTURES

DEBENTURES

Share capital is the main source of finance of a joint stock company. Such capital is raised by issuing shares. Those who hold the shares of the company are called the shareholders and are owners of the company. Company may need additional amount of money for a long period. It cannot issue shares every time. It can raise loan from the public. The amount of loan can be divided into units of small denominations and the company can sell them to the public. Each unit is called a ‘debenture’ and holder of such units is called Debenture holder. The amount so raised

is loan for the company. In this lesson we shall learn about issue of debentures and its accounting treatment. A Debenture is a unit of loan amount. When a company intends to raise the loan amount from the public it issues debentures. A person holding debenture or debentures is called a debenture holder. A debenture is a document issued under the seal of the company. It is an acknowledgment of the loan received by the company equal to the nominal value of the debenture. It bears the date of redemption and rate and mode of payment of interest. A debenture holder is the creditor of the company.

Types of debentures

Debenture can be classified as under :

1.      From security point of view

(i)     Secured or Mortgage debentures: These are the debentures that are secured by a charge on the assets of the company. These are also called mortgage debentures. The holders of secured debentures have the right to recover their principal amount with the unpaid amount of interest on such debentures out of the assets mortgaged by the company. In India, debentures must be secured. Secured debentures can be of two types:

(a) First mortgage debentures: The holders of such debentures have a first claim on the assets charged.

(b) Second mortgage debentures: The holders of such debentures have a second claim on the assets charged.

(ii)   Unsecured debentures: Debentures which do not carry any security with regard to the principal amount or unpaid interest are called unsecured debentures. These are called simple debentures.

2.      On the basis of redemption

(i)     Redeemable debentures: These are the debentures which are issued for a fixed period. The principal amount of such debentures is paid off to the debenture holders on the expiry of such period. These can be redeemed by annual drawings or by purchasing from the open market.

(ii)        Non-redeemable debentures: These are the debentures which are not redeemed in the life time of the company. Such debentures are paid back only when the company goes into liquidation.

3.     On the basis of Records

(i) Registered debentures: These are the debentures that are registered with the company. The amount of such debentures is payable only to those debenture holders whose name appears in the register of the company.

(ii) Bearer debentures: These are the debentures which are not recorded in a register of the company. Such debentures are transferrable merely by delivery. Holder of these debentures is entitled to get the interest.

4.    On the basis of convertibility

(i) Convertible debentures: These are the debentures that can be converted into shares of the company on the expiry of predecided period. The term and conditions of conversion are generally announced at the time of issue of debentures.

(ii) Non-convertible debentures: The debenture holders of such debentures cannot convert their debentures into shares of the company.

5.  On the basis of priority

(i) First debentures: These debentures are redeemed before other debentures.

(ii) Second debentures: These debentures are redeemed after the redemption of first debentures.

Comments
 Shilpa Uppal October 22, 2010
The article is not serving the practical understanding of issuing debentures with no emphasis on different treatment in case of public and private company. Its is more of XI standard understanding based. Types can be understood merely by its name.
 TAPASH HAKRABORTY November 20, 2010
I am debenture holder of Ramel Industries Ltd. 1)What is the Gurantee to back my money with interest. 2) it is chance to close the company, if how i will get the money back.
 anuj kumar trivedi June 20, 2011
I am debenture holder of Ramel Industries Ltd. 1)What is the Gurantee to back my money with interest. 2) it is chance to close the company, if how i will get the money back
 arun Singh June 24, 2011
I am debenture holder of Ramel Industries Ltd. 1)What is the Gurantee to back my money with interest. 2) it is chance to close the company, if how i will get the money back
 Dibakar Nath July 1, 2011
I am debenture holder of Ramel industries Ltd.1)what is the gurantee to back my money with interst??
 ANIL DAS July 1, 2011
I am debenture holder of Ramel industries Ltd.1)what is the gurantee to back my money with interst??
NIRAJ SHARMA July 1, 2011
" i am debenture holder of Ramel industries Ltd.
1)What is the gurantee to back my money with intrest??
subir nath July 5, 2011
i am debenture holder of ramel industries ltd. 1) gurantee to back my money with interest?
 ARIJIT PAUL July 16, 2011
Debenture is a subject which is always secured by govt. of india.
if u have a querry pls. call 9007108971
 TAPAS MONDAL August 7, 2011
i am debenture holder of ramel industries ltd.i am deposited money for 14yrs how i know the company give money after 14 yrs
 jayanta das August 16, 2011
what is the gurantee to back my money with interst?
 anjani kumar singh September 6, 2011
what is the guranteed to back my money.plz forward my answer.
 anjani kumar singh September 6, 2011
what is the guranteed to back my money.plz forward my answer.
 SANKAR SINGHA September 23, 2011
I am debenture holder of Ramel Industries Ltd. 1)What is the Gurantee to back my money with interest. 2) it is chance to close the company, if how i will get the money back
 soumendra nath majee November 22, 2011
sir iam soumendra i am invester and market member of your co. my question is what is the gurntee to back my money with interest? thank you
 noni gopal dey November 28, 2011
I am a secure debenture holder of Ramel industries Ltd.Kindly intimare if the industriy have an authentic authority to issuing debenture to their customer.
 Dibakar Chanda December 2, 2011
I am the secure debenture holder of Ramel Industries Ltd.;what is the guarantee to return my principal with interest; "Thank You"
 Indranil Chanda December 2, 2011
I am a secure debenture holder of RAMEL INDUSTRIES LTD.;what is the guarantee to return my money with company's declare interest; "Thank You"
yeturi ravikumar December 2, 2011
nice
 Ranjan Gupta December 7, 2011
i am an Agent as well as Debenture holder of RAMEL INDUSTRIES LTD.;what is the guarantee that my customer's; along with me will get the principal with declared intrest;"Thank You"
 PRAMOD KUMAR GUPTA December 18, 2011
I AM AN ASSOCIATE AND DEBENTURE HOLDER OF RAMEL INDUSTRIES LTD,WHAT IS THA GUARANTEE THAT MY CUSTOMER,S AND MY MONEY ALONG WITH MEWILL GET THA PRIINCIPAL WITH DECLARED INTREST,"THANK YOU"
 MIHIR SARDAR December 19, 2011
I AM AN BUSINESS ASSOCIATE MPS AND DEBENTURE HOLDER OF RAMEL INDUSTRIES LTD,WHAT IS THA GUARANTEE THAT MY CUSTOMER,S AND MY MONEY ALONG WITH MEWILL GET THA PRIINCIPAL WITH DECLARED INTREST,"THANK YOU"
RAJU DEY January 1, 2012
"I am a debenture holder of ramel industries ltd.What is the gaurantee to get back my money with interest?thank u.
 Kunal Singh January 4, 2012
I'm invested montly premium and get assured money at the time of maturity. Very nice
 pali basak January 15, 2012
ramel was luqud from maracket!there is not asecure debuntere
 MD. AZIZUL SK January 27, 2012
I am a DEBENTURE HOLDER RAMEL INDUSTRIES LTD..What is gaurantee to get back my invesment with interest?
dev  January 28, 2012
sir,madam, i m dev ,i m very confident on Ramel industries ltd. thus i cant clarify on this page as the queries are diferent with diferent perspectives.plz leave a mail by ur query. i hope i can answer for ur satishfaction.pandadev57@yahoo.com or call 09178803231
Rajib sarkar February 21, 2012
sejwjesj
md kamrul Ansari March 1, 2012
I love Ramel group
jmt42820 G R D
tapas samanta  March 22, 2012
I,am the secured debenture holder.REAL ESTATE AND LANDBANK INDIA LTD.PLEASE ENQUARY THIS COMPANY AND SATISFACTION ME.
Salim middya April 6, 2012
sir,madam, i'm salim,i m very confident on Ramel industries ltd. thus i cant clarify on this page as the queries are diferent with diferent perspectives.plz leave a mail by ur query. i hope i can answer for ur satishfaction.salimmiddya@yahoo.in or call +919051871774 & +918420795168
Mannan ali April 6, 2012
Amar nam mannan ali,ami akhon RAMEL INDUSTRIES LTD.er agent. apnara jodi kono RD,FD,MIS POLICY korte chan tahole, amader Ramel Poribarer Apnar nikotobarti agenter songe jogajog korun. And jkono ovijog thakle kono agenter opor, tahole sothik tottho poroman and agenter nam code number(money recipt) niye joga jog koron nikotobarti Ramel Branche . 918420795168
 susanta jena April 8, 2012
Respected sir, I am interested to work with ramel industry . so pls send me your diventure certificate for show to others about helf my business .Regrds ,SUSANTA JENA.
 Parikshit giri April 11, 2012
"Respect sir,I interested to work with ramel industry.so pls send me your diventure certificate for show to other about helf my business.Regrds,PARIKSHIT GIRI.
 suvangkar bhadury April 19, 2012
satti kee ramele rakhle taka bhabissat hoi paka
 mrigendra April 24, 2012
Jara debenture sammondhe kichu jane na tara.ei dharaner katha bole.apnara janen ekmatro ramel e rbi nbfc registered company.taka paboto,debeto, ei TO sabdo ta ramel er kache nei.ar apnader jodi khub gurranty darkar pare tahole asun amar bari ta apnar kache mortgage rekhe debo ebar apni nischinte invest korben.ar parle ekbar barasat giye company ta dekhe asun.project gulo dekhe asun. Ekbar medikel ba nrs sskm cmri esi hospitaler doctor ke rameler medicine gulor katha jiggasa korun.ar besi noi matro 5000 takar debenture kenar age je kono advoket ke diye jachai kore nin tarpar rakhun.
 mrigendra April 24, 2012
Jara debenture sammondhe kichu jane na tara.ei dharaner katha bole.apnara janen ekmatro ramel e rbi nbfc registered company.taka paboto,debeto, ei TO sabdo ta ramel er kache nei.ar apnader jodi khub gurranty darkar pare tahole asun amar bari ta apnar kache mortgage rekhe debo ebar apni nischinte invest korben.ar parle ekbar barasat giye company ta dekhe asun.project gulo dekhe asun. Ekbar medikel ba nrs sskm cmri esi hospitaler doctor ke rameler medicine gulor katha jiggasa korun.ar besi noi matro 5000 takar debenture kenar age je kono advoket ke diye jachai kore nin tarpar rakhun.
 mrigendra April 24, 2012
Jara debenture sammondhe kichu jane na tara.ei dharaner katha bole.apnara janen ekmatro ramel e rbi nbfc registered company.taka paboto,debeto, ei TO sabdo ta ramel er kache nei.ar apnader jodi khub gurranty darkar pare tahole asun amar bari ta apnar kache mortgage rekhe debo ebar apni nischinte invest korben.ar parle ekbar barasat giye company ta dekhe asun.project gulo dekhe asun. Ekbar medikel ba nrs sskm cmri esi hospitaler doctor ke rameler medicine gulor katha jiggasa korun.ar besi noi matro 5000 takar debenture kenar age je kono advoket ke diye jachai kore nin tarpar rakhun.
 mrigendra April 24, 2012
Jara debenture sammondhe kichu jane na tara.ei dharaner katha bole.apnara janen ekmatro ramel e rbi nbfc registered company.taka paboto,debeto, ei TO sabdo ta ramel er kache nei.ar apnader jodi khub gurranty darkar pare tahole asun amar bari ta apnar kache mortgage rekhe debo ebar apni nischinte invest korben.ar parle ekbar barasat giye company ta dekhe asun.project gulo dekhe asun. Ekbar medikel ba nrs sskm cmri esi hospitaler doctor ke rameler medicine gulor katha jiggasa korun.ar besi noi matro 5000 takar debenture kenar age je kono advoket ke diye jachai kore nin tarpar rakhun.
 mrigendra April 24, 2012
Jara debenture sammondhe kichu jane na tara.ei dharaner katha bole.apnara janen ekmatro ramel e rbi nbfc registered company.taka paboto,debeto, ei TO sabdo ta ramel er kache nei.ar apnader jodi khub gurranty darkar pare tahole asun amar bari ta apnar kache mortgage rekhe debo ebar apni nischinte invest korben.ar parle ekbar barasat giye company ta dekhe asun.project gulo dekhe asun. Ekbar medikel ba nrs sskm cmri esi hospitaler doctor ke rameler medicine gulor katha jiggasa korun.ar besi noi matro 5000 takar debenture kenar age je kono advoket ke diye jachai kore nin tarpar rakhun.
 mrigendra April 24, 2012
Jara debenture sammondhe kichu jane na tara.ei dharaner katha bole.apnara janen ekmatro ramel e rbi nbfc registered company.taka paboto,debeto, ei TO sabdo ta ramel er kache nei.ar apnader jodi khub gurranty darkar pare tahole asun amar bari ta apnar kache mortgage rekhe debo ebar apni nischinte invest korben.ar parle ekbar barasat giye company ta dekhe asun.project gulo dekhe asun. Ekbar medikel ba nrs sskm cmri esi hospitaler doctor ke rameler medicine gulor katha jiggasa korun.ar besi noi matro 5000 takar debenture kenar age je kono advoket ke diye jachai kore nin tarpar rakhun.
 mrigendra April 24, 2012
Jara debenture sammondhe kichu jane na tara.ei dharaner katha bole.apnara janen ekmatro ramel e rbi nbfc registered company.taka paboto,debeto, ei TO sabdo ta ramel er kache nei.ar apnader jodi khub gurranty darkar pare tahole asun amar bari ta apnar kache mortgage rekhe debo ebar apni nischinte invest korben.ar parle ekbar barasat giye company ta dekhe asun.project gulo dekhe asun. Ekbar medikel ba nrs sskm cmri esi hospitaler doctor ke rameler medicine gulor katha jiggasa korun.ar besi noi matro 5000 takar debenture kenar age je kono advoket ke diye jachai kore nin tarpar rakhun.
 mrigendra April 24, 2012
Jara debenture sammondhe kichu jane na tara.ei dharaner katha bole.apnara janen ekmatro ramel e rbi nbfc registered company.taka paboto,debeto, ei TO sabdo ta ramel er kache nei.ar apnader jodi khub gurranty darkar pare tahole asun amar bari ta apnar kache mortgage rekhe debo ebar apni nischinte invest korben.ar parle ekbar barasat giye company ta dekhe asun.project gulo dekhe asun. Ekbar medikel ba nrs sskm cmri esi hospitaler doctor ke rameler medicine gulor katha jiggasa korun.ar besi noi matro 5000 takar debenture kenar age je kono advoket ke diye jachai kore nin tarpar rakhun.
 mrigendra April 24, 2012
Jara debenture sammondhe kichu jane na tara.ei dharaner katha bole.apnara janen ekmatro ramel e rbi nbfc registered company.taka paboto,debeto, ei TO sabdo ta ramel er kache nei.ar apnader jodi khub gurranty darkar pare tahole asun amar bari ta apnar kache mortgage rekhe debo ebar apni nischinte invest korben.ar parle ekbar barasat giye company ta dekhe asun.project gulo dekhe asun. Ekbar medikel ba nrs sskm cmri esi hospitaler doctor ke rameler medicine gulor katha jiggasa korun.ar besi noi matro 5000 takar debenture kenar age je kono advoket ke diye jachai kore nin tarpar rakhun.
 mrigendra April 24, 2012
Jara debenture sammondhe kichu jane na tara.ei dharaner katha bole.apnara janen ekmatro ramel e rbi nbfc registered company.taka paboto,debeto, ei TO sabdo ta ramel er kache nei.ar apnader jodi khub gurranty darkar pare tahole asun amar bari ta apnar kache mortgage rekhe debo ebar apni nischinte invest korben.ar parle ekbar barasat giye company ta dekhe asun.project gulo dekhe asun. Ekbar medikel ba nrs sskm cmri esi hospitaler doctor ke rameler medicine gulor katha jiggasa korun.ar besi noi matro 5000 takar debenture kenar age je kono advoket ke diye jachai kore nin tarpar rakhun.
 mrigendra April 24, 2012
Jara debenture sammondhe kichu jane na tara.ei dharaner katha bole.apnara janen ekmatro ramel e rbi nbfc registered company.taka paboto,debeto, ei TO sabdo ta ramel er kache nei.ar apnader jodi khub gurranty darkar pare tahole asun amar bari ta apnar kache mortgage rekhe debo ebar apni nischinte invest korben.ar parle ekbar barasat giye company ta dekhe asun.project gulo dekhe asun. Ekbar medikel ba nrs sskm cmri esi hospitaler doctor ke rameler medicine gulor katha jiggasa korun.ar besi noi matro 5000 takar debenture kenar age je kono advoket ke diye jachai kore nin tarpar rakhun.
 mrigendra April 24, 2012
Jara debenture sammondhe kichu jane na tara.ei dharaner katha bole.apnara janen ekmatro ramel e rbi nbfc registered company.taka paboto,debeto, ei TO sabdo ta ramel er kache nei.ar apnader jodi khub gurranty darkar pare tahole asun amar bari ta apnar kache mortgage rekhe debo ebar apni nischinte invest korben.ar parle ekbar barasat giye company ta dekhe asun.project gulo dekhe asun. Ekbar medikel ba nrs sskm cmri esi hospitaler doctor ke rameler medicine gulor katha jiggasa korun.ar besi noi matro 5000 takar debenture kenar age je kono advoket ke diye jachai kore nin tarpar rakhun.
 mrigendra April 24, 2012
Jara debenture sammondhe kichu jane na tara.ei dharaner katha bole.apnara janen ekmatro ramel e rbi nbfc registered company.taka paboto,debeto, ei TO sabdo ta ramel er kache nei.ar apnader jodi khub gurranty darkar pare tahole asun amar bari ta apnar kache mortgage rekhe debo ebar apni nischinte invest korben.ar parle ekbar barasat giye company ta dekhe asun.project gulo dekhe asun. Ekbar medikel ba nrs sskm cmri esi hospitaler doctor ke rameler medicine gulor katha jiggasa korun.ar besi noi matro 5000 takar debenture kenar age je kono advoket ke diye jachai kore nin tarpar rakhun.
 mrigendra April 24, 2012
Jara debenture sammondhe kichu jane na tara.ei dharaner katha bole.apnara janen ekmatro ramel e rbi nbfc registered company.taka paboto,debeto, ei TO sabdo ta ramel er kache nei.ar apnader jodi khub gurranty darkar pare tahole asun amar bari ta apnar kache mortgage rekhe debo ebar apni nischinte invest korben.ar parle ekbar barasat giye company ta dekhe asun.project gulo dekhe asun. Ekbar medikel ba nrs sskm cmri esi hospitaler doctor ke rameler medicine gulor katha jiggasa korun.ar besi noi matro 5000 takar debenture kenar age je kono advoket ke diye jachai kore nin tarpar rakhun.
 mrigendra April 24, 2012
Jara debenture sammondhe kichu jane na tara.ei dharaner katha bole.apnara janen ekmatro ramel e rbi nbfc registered company.taka paboto,debeto, ei TO sabdo ta ramel er kache nei.ar apnader jodi khub gurranty darkar pare tahole asun amar bari ta apnar kache mortgage rekhe debo ebar apni nischinte invest korben.ar parle ekbar barasat giye company ta dekhe asun.project gulo dekhe asun. Ekbar medikel ba nrs sskm cmri esi hospitaler doctor ke rameler medicine gulor katha jiggasa korun.ar besi noi matro 5000 takar debenture kenar age je kono advoket ke diye jachai kore nin tarpar rakhun.
 mrigendra April 24, 2012
Jara debenture sammondhe kichu jane na tara.ei dharaner katha bole.apnara janen ekmatro ramel e rbi nbfc registered company.taka paboto,debeto, ei TO sabdo ta ramel er kache nei.ar apnader jodi khub gurranty darkar pare tahole asun amar bari ta apnar kache mortgage rekhe debo ebar apni nischinte invest korben.ar parle ekbar barasat giye company ta dekhe asun.project gulo dekhe asun. Ekbar medikel ba nrs sskm cmri esi hospitaler doctor ke rameler medicine gulor katha jiggasa korun.ar besi noi matro 5000 takar debenture kenar age je kono advoket ke diye jachai kore nin tarpar rakhun.
 Bulu mahapatra May 11, 2012
Some customer want secure of company like as Bank. Is there any specific documents where the debenture holder get maturity benefit in due time
 pv narasimharao May 19, 2012
aim new agemt inramel
Maturity paid details asking
bijaysha25@.yahoo.com. June 2, 2012
ramelindustries notconfiden.plese si rclearly
bijaysha25@.yahoo.com. June 2, 2012
ramelindustries notconfiden.plese sir clearly
bijaysha25@.yahoo.com. June 2, 2012
plese sir ramel group ka adevertaisement JARURI HAI KYUKI BUSINESS KARNE MAI PROBELAM HOTA HAI
bijay June 26, 2012
sir,agent kay liya.co.ki taraf se ..facility.
santosh September 11, 2012
i am a agentin ramel group what is the guarantee of public money with interest.is it safe. if yes how please sir clear me.thank you
ANUP GHOSH July 23, 2012
details sequrity for any type of deposit in ramel, pls ask
K. SHANKAR August 7, 2012
I WANT TO WORK IN RAMEL GROUP WHAT IS THE GUARANTEE OF PUBLIC MONEY WITH INTEREST. IS IT SAFE OR NOT, IF YES HOW
ramesh chandra srivastava August 9, 2012
i am an agent in ramel what shuld be do guarenty our costmer while ramel is secured
amiya - 7278780718 August 16, 2012
Mrigendra - can u show me the document for that u r saying Ramel is a RBI Registered NBFC.
akramahmed September 5, 2012
I AM A AGENT, BUT COMMISSION SHOULD BE PAID EVERY MONTH AT LEAST 10TH TO FIFTIETH, THANKING YOU.
Ritika October 23, 2012
i want to know what exactly debenture is and who issues it and for what purpose and what are its benefits to the receiver?
Sambhunath Das October 28, 2012
I am a business associates of Ramel Industries Ltd.I wish my Vijaya greetings to all of our valued customers,patronizers and well wisher.
sekhar October 29, 2012
i am an Agent as well as Debenture holder of RAMEL INDUSTRIES LTD kolkata.;what is the guarantee that my customer's; along with me will get the principal with declared intrest;"Thank You
Apurba biswas October 31, 2012
i m the agent of ramel industries ltd.is ramel is secured in debenture.is there any problem.give answer bcoz agent have tyo collection of money by the poor peoples also.so please answer me sir i min 5th rank now.but i m developing and performing the best agent.thank you kindly give me the correct answer
Rohan Desoza November 6, 2012
Sobi bhujhlam , kintu dhoper business koto din cholbe, nijeder project kota ache?? sobi to bhara kora project. seta RBI aar SEBI sobai jane.
vijay kumar jaiswara November 9, 2012
am debenture holder of Ramel Industries Ltd. 1)What is the Gurantee to back my money with interest. 2) it is chance to close the company, if how i will get the money back
vijay jaiswara
vijay kumar jaiswara November 9, 2012
i am an Agent as well as Debenture holder of RAMEL INDUSTRIES LTD kolkata.;what is the guarantee that my customer's; along with me will get the principal with declared intrest;"Thank You vijay jaiswara
UJJWAL MONDAL November 20, 2012
RAMEL MANE ATMABISWAS
RAMEL MANE PRANER BANDHAN...........
UJJWAL MONDAL November 20, 2012
HARI BHARI HAI,DHARA HAMARI,DHARA HEE HAMAREE JAN!
"RAMEL" PAR JEENA MARNA,"RAMEL" HEE SHAN!!
g.yellarao November 26, 2012
The article is not serving the practical understanding of issuing debentures with no emphasis on different treatment in case of public and private company. Its is more of XI standard understanding based. Types can be understood merely by its name
G.Yellarao November 26, 2012
I am debenture holder of Ramel Industries Ltd. 1)What is the Gurantee to back my money with interest. 2) it is chance to close the company, if how i will get the money back.
G.Yellarao November 26, 2012
I am debenture holder of Ramel Industries Ltd. 1)What is the Gurantee to back my money with interest. 2) it is chance to close the company, if how i will get the money back.
nayeem December 4, 2012
dear ramel it could be posibble that you can scam the public money as it was happend before in past time.such as jvg,gng,etc.......these were the compony who collect such a big amount from public and they all closed.they scamed the whole money of the public.what is your comment about my comment?as you are giving high intrest rate to client as well as agent. though the big company of india as sahara india.....ar not giving such a high intrest rate,also you are collecting money from public as banking system is this the system of debenture?as i asked your agent the limit of your debenture which has been given by the RBI on the account of your mortgage they cant answer.what is this i m cunfussed?is this a next coming scam of india?
niall December 16, 2012
hi im niall from ireland. in 1999 i took out a 20 year term life insurance debenture policy. im insured for 40,000 euro. in the year 2019 if im still alive my policy is due to me with all profits. i know knowbody knows what ill be getting but in your opnion what do you think my policy will be worth. thank you.i wait for your reply, niall.
Gopal das December 20, 2012
i m the agent of ramel industries ltd.is ramel is secured in debenture.is there any problem.give answer bcoz agent have tyo collection of money by the poor peoples also.so please answer me sir i min 6 rank now.but i m developing and performing the best agent.thank you kindly give me the correct answer
Gopal das December 20, 2012
Share capital is the main source of finance of a joint stock company. Such capital is raised by issuing shares. Those who hold the shares of the company are called the shareholders and are owners of the company. Company may need additional amount of money for a long period. It cannot issue shares every time. It can raise loan from the public. The amount of loan can be divided into units of small denominations and the company can sell them to the public. Each unit is called a debenture and holder of such units is called Debenture holder. The amount so raised
is loan for the company. In this lesson we shall learn about issue of debentures and its accounting treatment. A Debenture is a unit of loan amount. When a company intends to raise the loan amount from the public it issues debentures. A person holding debenture or debentures is called a debenture holder. A debenture is a document issued under the seal of the company. It is an acknowledgment of the loan received by the company equal to the nominal value of the debenture. It bears the date of redemption and rate and mode of payment of interest. A debenture holder is the creditor of the company.post-Gopal das
EZABUL ALI December 21, 2012
I AM RAMEL INDUSTRIES LIMITED COMPANEIS AGENT. RAMEL GROUP COMPANEI IS VERY GOOD AND A STRONG COMPANEI.
MASIR UDDIN December 23, 2012
I AM RAMEL AGENT NAME MASIR UDDIN RAMEL COMPANIE IS VERY STRONG AND VERY GOOD COMPANIE.8961410649
TANMOY PRODHAN December 29, 2012
i m the agent of ramel industries ltd.is ramel is secured in debenture.is there any problem.give answer because agent have to collection of money by the poor peoples also.so please answer me sir i min 6 rank now.but i m developing and performing the best agent.thank you kindly give me the correct answer
sumant January 30, 2013
I am agent in ramel.
January 30, 2013
Mujhe ramel me wark karte huye 5 year ho gaye. Mujhe pora bharosa hai.
sumanprasad23@gmail.com January 30, 2013
I love ramel.
gautam biswas February 5, 2013
ramel very strong company in indid
ANIRBAN ROY February 24, 2013
ENJOY 2 INVEST RAMEL 9038633174
jitendra verma March 2, 2013
Mujhe RAMEL par pura bharosha hai ki LIC par log jis tarah bharosha karta hai thik usi tarah RAMEL ताpar bhi bharosha karega
9608963148
bijaysah March 4, 2013
sir ,my name is bijaysah mo.9800412508 .cbw.136737
binay burnwal April 13, 2013
sab ke sab jante per fir v pet ke liye hi karte hai taki unki jindagi aram se gujar sake





Sourav May 13, 2013
Amie ramel a 2007 taka kaj kori, amie ramel k nijar poribar are mato valobasi.
dhoka May 24, 2013
Ramel er sab dhop.taka rakhle amader moto pao jabe na
dhoka May 24, 2013
Ramel er sab dhop.taka rakhle amader moto pao jabe na
dhoka May 24, 2013
Ramel er sab dhop.taka rakhle amader moto pao jabe na
dhoka May 24, 2013
Ramel er sab dhop.taka rakhle amader moto pao jabe na
dhoka May 24, 2013
Ramel er sab dhop.taka rakhle amader moto pao jabe na
VIJAY KANT December 3, 2013
kya hua sir Ramel paisa retun karegi ya nahi, to legal action lena parega. I think ramel me jitne bhi sr. hai sab non-qualified hai.
akbar ali January 25, 2014
ramel industries me fd ka paisa surachit he ya nahi pz bhate
rahul January 22, 2015
when we refund the money which are invest to this company,pls any one tell me how can i take information for refund money
pv nrao February 1, 2015
My andhra me ramel KA agent him mera cell no9949787426
Essence April 13, 2016
Right on-tihs helped me sort things right out.
Bunny April 16, 2016
What a great resuroce this text is.
Lavinia April 17, 2016
Life is short, and this article saved valbluae time on this Earth. http://dchkytry.com [url=http://koyhorumf.com]koyhorumf[/url] [link=http://yfashvewo.com]yfashvewo[/link]
AntonSondids January 25, 2017
Propecia Danger Marca Propecia levitra 40 mg generic Differenza Viagra Cialis Levitra Amoxicillin Clav Isotretinoin sotret in germany over night Cheap Viagra Pills No Prescription Isotretinoin Order Now Free Consultation levitra 20mg best price Le Iene Viagra On Line Come Comprare Il Cialis Senza Ricetta cialis Acquistare Kamagra Oral Jelly In Francia Cephalexin Dose For Dog Tomar Cialis Alcohol Achat Amoxicillin Sens Ordonnance Gratuit Comprime Where I Can Purchase Flagyl In Winston Salem viagra Xenical Buy Online Nz Cialis 5 Mg Vs 20 Mg Best Buy Finasteride Viagra Da Giovani Orderviagra Levitra online pharmacy Viagra Professionalfromgermany Universaldrugservices
MichaelWhemn June 17, 2017
wh0cd967614 read full article buy pfizer viagra crestor
MichaelWhemn June 18, 2017
wh0cd596890 tenormin furosemide kamagra usa order sertraline acyclovir revia bupropion
MichaelWhemn July 18, 2017
wh0cd680062 cialis cost Propecia Online Cephalexin
jianbin0805 August 5, 2017
jianbin0805
oakley sunglasses wholesale
converse shoes
mulberry outlet store
ralph lauren outlet
polo ralph lauren
replica watches
canada goose outlet
valentino outlet
cheap ray bans
ugg boots for women,ugg boots,ugg boots outlet,ugg boots on sale,ugg boots clearance,ugg boots for men,ugg boots for kids,ugg boots clearance sale women,ugg boots clearance outlet
ray ban sunglasses
kobe 9
mulberry bags
michael kors outlet
louis vuitton handbags
ralph lauren pas cher
oakley sunglasses
ray-ban sunglasses
coach outlet online
nfl jersey wholesale
hermes outlet
kate spade outlet
replica watches
christian louboutin outlet
coach factory outlet
thomas sabo
tory burch outlet
swarovski crystal
nike trainers
ralph lauren polo
ugg boots clearance,ugg boots,ugg boots outlet,ugg boots for women,ugg boots on sale,ugg boots for men,ugg boots for kids,ugg boots clearance sale women,ugg boots clearance outlet
michael kors wallets
michael kors outlet
polo ralph lauren
michael kors handbags
pandora outlet
michael kors
air max 90
oakley sunglasses
michael kors outlet
michael kors outlet
coach outlet
vans shoes
cheap jordans
adidas trainers
canada goose jackets
fitflops sale clearance
louis vuitton outlet
ralph lauren sale
nike store
oakley sunglasses
mac cosmetics
tory burch outlet
canada goose outlet
louis vuitton outlet
adidas uk
ray bans
nike free 5
cheap jordans
oakley sunglasses
pandora jewelry
pandora charms
mulberry handbags
chrome hearts
nike store uk
cheap nfl jerseys
hollister clothing
louis vuitton outlet
polo outlet
ray bans
ferragamo shoes
oakley sunglasses
christian louboutin outlet
cheap nfl jerseys
true religion outlet
ferragamo shoes
cheap snapbacks
gucci outlet
air max 90
louis vuitton outlet
michael kors outlet
asics
fitflops sale clearance
coach factory outlet
louis vuitton handbags
michael kors outlet
nike shoes
lebron james shoes
birkenstock sandals
oakley sunglasses
pandora jewelry
prada outlet
coach outlet online
swarovski crystal
canada goose jackets
louis vuitton
canada goose jackets
ralph lauren polo
air max uk
ralph lauren uk
puma outlet
prada shoes
coach outlet online
polo shirts
hollister clothing
mulberry outlet
michael kors outlet
ray ban sunglasses
pandora jewelry
oakley sunglasses wholesale
canada goose outlet
juicy couture outlet
ed hardy clothing
christian louboutin outlet
louis vuitton outlet
oakley sunglasses
louis vuitton outlet
kate spade outlet
hermes belt
cheap nhl jerseys
michael kors outlet
true religion uk
jordan shoes
christian louboutin outlet
coach outlet canada
air max 90
ralph lauren uk
swarovski outlet
adidas shoes
kate spade outlet
christian louboutin shoes
ugg outlet,uggs outlet,ugg outlet online clearance,ugg outlet store,ugg outlet coupons,ugg outlet boots,ugg outlet online store,ugg outlet sale
true religion jeans
coach outlet store online
reebok outlet store
swarovski crystal
ugg boots,ugg boots outlet,ugg boots for women,ugg boots on sale,ugg boots clearance,ugg boots for men,ugg boots for kids,ugg boots clearance sale women,ugg boots clearance outlet
ralph lauren outlet
michael kors outlet online
canada goose outlet
polo ralph lauren
mizuno running shoes
ray ban sunglasses
burberry outlet
kobe bryant shoes
rolex watches
cheap uggs outlet,cheap uggs for sale,cheap ugg boots,cheap uggs for kids,cheap uggs for women,cheap uggs bailey bow,cheap uggs china,cheap uggs for men,cheap uggs for girls,cheap uggs boots for women
tory burch outlet
oakley sunglasses
true religion jeans
futbol baratas
rolex watches
ferragamo shoes
burberry outlet
ferragamo outlet
cheap jordans
canada goose jackets
michael kors handbags
michael kors outlet
louis vuitton outlet clearance
oakley sunglasses
air max 1
michael kors outlet
nike huarache
soccer shoes
nike outlet store
nike air force 1
ray ban sunglasses
nike outlet
ray ban sunglasses
swarovski crystal
canada goose outlet
coach outlet online
mont blanc pens
coach factory outlet
coach handbags
borse louis vuitton
air jordan 4
nike shoes
oakley sunglasses wholesale
salomon shoes
mbt shoes
gucci outlet
gucci handbags
gucci outlet
ugg boots
bottega veneta outlet
kate spade handbags
tods outlet
mulberry sale
true religion jeans
michael kors outlet
louis vuitton outlet
coach outlet
fitflops sale clearance
ugg outlet clearance,ugg outlet online clearance,ugg outlet,uggs outlet,ugg outlet store,ugg outlet coupons,ugg outlet boots,ugg outlet online store,ugg outlet sale
longchamp outlet
polo outlet
lacoste polo shirts
tory burch shoes
polo outlet
ugg boots,ugg boots outlet,cheap uggs boots,ugg boots for women,ugg boots on sale,ugg boots clearance,ugg boots clearance sale women,ugg boots clearance outlet,ugg boots for men,ugg boots for kids
nike air max 2015
polo outlet
coach outlet online
soccer jerseys
fitflops
oakley sunglasses
fitflops shoes
kate spade handbags
nike shoes
coach outlet online
coach outlet
adidas nmd
supra shoes
michael kors outlet online
louis vuitton
ray ban sunglasses
ray ban sunglasses
true religion jeans
oakley sunglasses
pandora outlet
air max 90
rolex watches for sale
nike outlet store
cartier outlet
hermes birkin
oakley sunglasses
longchamp handbags
nike roshe one
burberry outlet
mulberry handbags
louis vuitton outlet clearance
canada goose outlet
louis vuitton outlet
nfl jerseys wholesale
coach outlet
coach outlet online
reebok trainers
true religion jeans
michael kors outlet
ugg outlet,ugg outlet store,uggs outlet,ugg outlet online clearance,ugg outlet coupons,ugg outlet boots,ugg outlet online store,ugg outlet sale
Nike Free shoes
michael kors outlet
michael kors outlet clearance
cartier outlet
canada goose
true religion jeans
ferragamo outlet
canada goose outlet
fred perry polo shirts
longchamp outlet
basketball shoes
cheap mlb jerseys
coach outlet online
cheap jordans
louis vuitton handbags
oakley sunglasses
oakley sunglasses
yeezy boost
nike trainers
ray ban sunglasses
nike air max
ray ban sunglasses
instyler ionic styler
true religion jeans
michael kors
fitflops
canada goose outlet
michael kors outlet
oakley sunglasses
cheap snapbacks
oakley sunglasses
christian louboutin shoes
coach outlet online
ysl outlet
nike foamposite
ray ban sunglasses
oakley sunglasses
louis vuitton outlet stores
rolex watches
oakley sunglasses
coach outlet
longchamp bags
fitflops shoes
giuseppe zanotti outlet
louis vuitton outlet
links of london
nike blazer pas cher
polo ralph lauren
tory burch outlet
new balance shoes
ray ban sunglasses
nba jerseys
yeezy boost 350
louis vuitton outlet
soccer jerseys
louis vuitton outlet
polo outlet
coach outlet
coach outlet online
marc jacobs outlet
ugg outlet,ugg outlet sale,uggs outlet,ugg outlet online clearance,ugg outlet store,ugg outlet coupons,ugg outlet boots,ugg outlet online store
louis vuitton handbags
louis vuitton outlet
cazal sunglasses
coach outlet
canada goose jackets
fitflops outlet
michael kors outlet clearance
ferragamo outlet
ralph lauren polo shirts
ray ban sunglasses
coach factory outlet
ferragamo shoes
adidas outlet store
nike roshe run
mcm outlet
longchamp handbags
nfl jersey wholesale
true religion outlet
true religion jeans
canada goose outlet
rolex watches
nike roshe
hollister clothing
ralph lauren polo
prada sunglasses
coach outlet
cartier watches
cheap oakley sunglasses
adidas nmd runner
michael kors
c
longchamp handbags
adidas shoes
michael kors outlet online
lebron james shoes
michael kors handbags
nike shoes
pandora jewelry
cheap jordan shoes
oakley sunglasses
nike air max
louis vuitton pas cher
mlb jerseys wholesale
burberry outlet
cartier watches
herve leger outlet
michael kors
michael kors handbags
michael kors handbags
nike air max
borse gucci
rolex watches
jordan shoes
coach outlet online
tory burch outlet
true religion jeans
rolex outlet
true religion outlet
true religion jeans
swarovski outlet
lacoste soldes
michael kors bags
chrome hearts outlet
ugg outlet
rolex watches
ugg outlet,ugg outlet clearance,uggs outlet,ugg outlet online clearance,ugg outlet store,ugg outlet online store,ugg outlet sale,ugg outlet coupons,ugg outlet boots
louis vuitton
michael kors handbags
hermes bags
adidas shoes
christian louboutin outlet
coach outlet
longchamp outlet
mbt shoes outlet
coach outlet
michael kors
polo ralph lauren
omega watches
adidas outlet
mbt shoes
louis vuitton
ray ban sunglasses
coach outlet
longchamp bags
coach outlet
cheap jordans
jordan shoes
mulberry handbags
Basketball Shoes
michael kors outlet
los angeles lakers jerseys
mulberry bags
christian louboutin online
coach outlet online
cheap jerseys wholesale
nike air max
polo outlet
michael kors factory outlet
louis vuitton outlet online
ray ban sunglasses
michael kors outlet
ecco shoes
coach outlet clearance
oakley sunglasses
cartier watches
fitflops sale
michael kors outlet
canada goose outlet
louis vuitton outlet
kobe shoes
hollister clothing
polo ralph lauren
gucci outlet
ugg outlet
cleveland cavaliers jersey
cheap nba jerseys
kevin durant shoes
ralph lauren polo
coach outlet
prada handbags
michael kors outlet online
polo ralph lauren
hollister clothing
christian louboutin uk
mulberry handbags
air max uk
nike huarache
birkenstock outlet
pandora charms
football shirts
adidas wings
michael kors outlet
louis vuitton outlet stores
ray ban sunglasses
canada goose outlet
montblanc pens
coach factory outlet
ugg outlet
christian louboutin outlet
michael kors handbags
ralph lauren polo
Mikefrala September 11, 2017
Recommended Site found it for you
Mikefrala September 13, 2017
homework online faxless payday loan same day
Aaronbuh September 14, 2017
cymbalta
Mikefrala September 15, 2017
online essay writer
Johnfrala September 16, 2017
personal loans
Johnfrala September 16, 2017
paydayloans.us.org
Johnfrala September 17, 2017
Your Domain Name
Larsmustive September 17, 2017
Confronto Viagra Levitra http://cialtobuy.com - cialis buy online Lowest Cialis Prices
Priligy Information Produit Canada Rx Customer Support
Feline Amoxicillin cialis buy online Lasix Online Pharmacy
JamesBruch September 19, 2017
payday loans online
JamesBruch September 19, 2017
payday express
JamesBruch September 20, 2017
payday loans
JamesBruch September 20, 2017
payday loan online
JamesBruch September 21, 2017
explained here
JamesBruch September 22, 2017
payday loans online no credit check
JamesBruch September 22, 2017
http://OnlineLoans.us.com/
JamesBruch September 23, 2017
direct payday lenders bad credit
JamesBruch September 24, 2017
my paper writer
JamesBruch September 24, 2017
pay to write essays
JamesBruch September 25, 2017
online payday loan best custom essay writing services
JamesBruch September 26, 2017
sex chat essays writing services
Larsmustive September 27, 2017
Can You Tan While On Amoxicillin cialis Xenical Forum Commande Cialis Pharmacie Sale Secure Dutasteride Ups Express Delivery With Free Shipping Tameside
Direct Lender Loans October 1, 2017
payday loans online secure payday loans online payday loans online payday loans online
JamesBruch October 4, 2017
payday loans online more Resources https://onlineloans.us.com/ - payday loans online
Larsmustive October 4, 2017
Private Sale Car Loans Finance Car Dealer Loans Finance Dear Cher how much they could help me.Anyone can become a USAA member and qualify for products like investments life insurance and shopping discounts. fast cash Canadians from Vancouver and Victoria know they can be approved even if they have lessthanperfect credit.Alternatively open an account elsewhere.
Larsmustive October 4, 2017
Private Sale Car Loans Finance Car Dealer Loans Finance Dear Cher how much they could help me.Anyone can become a USAA member and qualify for products like investments life insurance and shopping discounts. fast cash Canadians from Vancouver and Victoria know they can be approved even if they have lessthanperfect credit.Alternatively open an account elsewhere.
Larsmustive October 4, 2017
Private Sale Car Loans Finance Car Dealer Loans Finance Dear Cher how much they could help me.Anyone can become a USAA member and qualify for products like investments life insurance and shopping discounts. fast cash Canadians from Vancouver and Victoria know they can be approved even if they have lessthanperfect credit.Alternatively open an account elsewhere.
Larsmustive October 4, 2017
Private Sale Car Loans Finance Car Dealer Loans Finance Dear Cher how much they could help me.Anyone can become a USAA member and qualify for products like investments life insurance and shopping discounts. fast cash Canadians from Vancouver and Victoria know they can be approved even if they have lessthanperfect credit.Alternatively open an account elsewhere.
Assignment Helpers October 5, 2017
online homework write my essay online cheap essays https://writemyessay.us.com/
Larsmustive October 6, 2017
Clomid Acheter En Ligne viagra El Viagra Necesita Receta Product 176
Larsmustive October 7, 2017
Kamagra Pas Cher Ajanta Pharma Comparatif Cialis Prix best prices for legal levitra Cialis Prix Doctissimo
Larsmustive October 7, 2017
Kamagra Pas Cher Ajanta Pharma Comparatif Cialis Prix best prices for legal levitra Cialis Prix Doctissimo
Larsmustive October 7, 2017
Kamagra Pas Cher Ajanta Pharma Comparatif Cialis Prix best prices for legal levitra Cialis Prix Doctissimo
Larsmustive October 7, 2017
Kamagra Pas Cher Ajanta Pharma Comparatif Cialis Prix best prices for legal levitra Cialis Prix Doctissimo
JamesBruch October 9, 2017
buy essays online writing online buy essay online https://essayonline.us.com - online essay writing
Larsmustive October 10, 2017
Cialis Ricetta Ripetibile cheapest levitra 20mg Original Kamagra Kaufen Viagra Online Canadiain
Larsmustive October 10, 2017
Cialis Ricetta Ripetibile cheapest levitra 20mg Original Kamagra Kaufen Viagra Online Canadiain
Larsmustive October 10, 2017
Cialis Ricetta Ripetibile cheapest levitra 20mg Original Kamagra Kaufen Viagra Online Canadiain
Larsmustive October 10, 2017
Cialis Ricetta Ripetibile cheapest levitra 20mg Original Kamagra Kaufen Viagra Online Canadiain
Larsmustive October 13, 2017
Cod Generic Finasteride Cialis 5 Mg Precio Farmacia Viagra Sur Internet Blog viagra online 5142.1 Purchase Viagra In Canada Cannadian Pharmacy
JamesBruch October 15, 2017
payday loans payday loans online Check Out Your URL https://paydayloans.us.org/ - payday loans direct lenders
Write College Essays October 15, 2017
https://writemyessay.us.com/ write my essay online essay write my essay
Assignment Notebooks October 16, 2017
essay writing service cheap custom essay writing service essay writing service essay writing service
Online Payday Loans October 17, 2017
real payday loans online payday loans online payday loans online payday loans online
Larsmustive October 21, 2017
Omeprazole Clarithromycin Amoxicillin viagra online pharmacy Isotretinoin With Next Day Delivery Want To Buy Isotretinoin Wigan Viagra Original Precio
(Please Enter the code above shown on image)